The Diocese of Birmingham provides Basic Term Life and Accidental Death & Dismemberment (AD&D) benefits as part of your overall benefits package.  Life insurance provides financial security for the people who depend on you.  AD&D benefits provide additional coverage should you be seriously injured or should your death be the result of an accident.  Your beneficiaries will receive a lump sum payment if you pass away while employed with the diocese.  Eligible employees will be enrolled at no cost to you.

• Basic Term Life

• Accidental Death & Dismemberment (AD&D)

Eligible employees have the opportunity to purchase additional Life and AD&D coverage for themselves, their spouse, and/or their children.  You must select supplemental coverage for yourself in order to elect coverage for your spouse and/or child(ren) at low group rates.

• Premiums are deducted from your paycheck on a post-tax basis
• Life Insurance proceeds are not taxable
• For children less than 6 months old, benefits may be subject to reductions

Eligible employees have the opportunity to purchase Whole Life insurance.  Whole Life offers permanent coverage that remains the same and pays money directly to your family should you pass away.  These funds can assist with basic living expenses, funeral arrangements, tuition, and more.